Healthcare insurance

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A healthcare system is the organization by which an individual's health care is provided. From an economic perspective, healthcare may be viewed as just another product or service to be purchased by an individual, however, healthcare has many special characteristics that encourage government intervention to a greater or lesser extent:

The other major models are public insurance systems:
Social security healthcare model, where workers and their families are insuranced by the State.
National Health Service model, where the residents of the country are insured by the State.

Consumers, often lack the information or understanding to be able to rationally choose between alternative healthcare providers when they need treatment, particularly in urgent treatment.